What you own,
less what you owe.
One number for where the family stands, and the part of it you could reach without selling the house or the car. Save a snapshot now and again, and watch the line move.
Assets and debts · Liquid net worth · Snapshots kept on this device
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Your net worth
$199,800
Liquid net worth
$54,800
Since your last snapshot
No snapshot yet
You own $600,000 and owe $400,200. Of the difference, $54,800 is money you could reach without selling the house or the car.
Both bars use the same scale. The yellow stretch is the difference: your net worth.
Where you stand
Net worth
$199,800
Liquid net worth $54,800
- What you own
- $600,000
- What you owe
- −$400,200
- Liquid net worth Without the home, the car and their loans
- $54,800
- Net worth
- $199,800
Snapshots
Save one today. Come back in a few months and the change shows here.
A snapshot, not a valuation. Home and car values are your own estimates, and retirement accounts are counted before tax. Snapshots stay in this browser; clearing site data removes them.
Why one number helps.
It shows direction
- The trend matters more than the total. Up a little each quarter is the goal.
- Same day, same way. Take snapshots a few months apart, valuing things the same way each time.
Liquid is what helps in a pinch
- A house is not a savings account. You cannot pay tuition with a kitchen.
- Liquid net worth is what you could use without selling the roof over your head.
Negative is a starting point
- Young families often start below zero. Student loans and a new mortgage come first.
- Every payment moves it. Paying down debt raises net worth as surely as saving does.