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Money, finally makes sense.

Free calculators and plain-English guides for tuition, maaser, simchas, a first home and everything between. Type your numbers. See the answer.

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FreeNo accountNo bank loginRuns in your browser

$300
BalanceWhat you put in
Starting at age

At 65 you'd have

$1,064,457

You put in $144,000Growth $920,457

Illustration only. Assumes 8.5% a year, compounded annually, the Wealth timeline's moderate profile. Returns are not guaranteed and can be negative. Try other profiles

60seconds

Not sure where to start? Answer five questions.

Get three next steps, in order, for your family. Nothing leaves this device.

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Every calculator runs in your browser. Your numbers, goals and saved results are kept on this device, and we never ask you to connect a bank. We count visits with standard analytics, never the amounts you type. A plan leaves only when you send the link or a file yourself.

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Start early. Let it compound.

$354,819

Saving $100 a month from 25

$1,064,457

Saving $300 a month from 25

$2,128,914

Saving $600 a month from 25

Illustration only. 8.5% a year, compounded annually, contributions made yearly. Not a promise of returns.

Every big money decision, worked out.

Each tool shows its answer as you type. Here's what they say with their default numbers.

See all tools
  1. 01 Maaser calculatorWhat you owe, what you've given, what's left. $500a month, on $5,000 a month
  2. 02 Take-home payYour paycheck after 2026 federal and state tax, Social Security and Medicare. $2,289every two weeks, on an $85,000 salary (single, New York, 5% to a 401(k))
  3. 03 Debt payoffSnowball or avalanche: your debt-free date and the interest each way. $813less interest paying the highest rate first, on four example debts
  4. 04 Wealth timelineWatch a monthly habit become a number. $1,064,457at 65, investing $300 a month from 25
  5. 05 Education cost plannerTuition from pre-school to seminary or college, per child. $1,362,769for three children aged 3, 6 and 14, the planner’s baseline
  6. 06 Simcha budget plannerEvery line of a wedding or bar mitzvah, per guest. $12,750catering for 150 guests at $85 a head (illustration)
  7. 07 Home purchase analyzerRent vs. own, the real monthly cost, the break-even. $6,026a month, all in, for a $750,000 home with 20% down
  8. 08 Car comparisonBuy, lease or used, in total dollars. $47,191to own a $30,000 car for 5 years, financed at 6.5%
  9. 09 First $100K planA month-by-month path to your first hundred thousand. 9 yr 10 moto $100K from $5,000, saving $500 a month
  10. 10 Summer money calculatorTurn summer earnings into a weekly allowance. $44a week for 10 months, from $3,000 of summer earnings

Figures use each tool's default inputs. Open a tool to use your own.

Money gets easier the moment you can see it. Type what you earn, what you give and what you hope for, and the answer appears. No account, no sales pitch, nothing to buy. Just the number, and what it means for your family.

Ten percent, figured in seconds.

Type your monthly income. The full calculator tracks what you've given all year, with business expenses and special income.

1,000 dots are your income, each one 0.1%. Exactly 100 turn gold: your maaser.

Illustration: a field of 1,000 dots stands for your monthly income. Exactly 100 of them, ten percent, turn gold and move into the maaser line of the receipt.

Track it all year
Income
$6,500
Maaser, 10%
$650
Chomesh, 20%
$1,300
A year at 10%
$7,800

Whether to count net or gross income is a question for your rav.

Know the number before the bill.

Simcha

$39,750

The guest count drives everything.

  • Catering $12,750
  • Hall $12,000
  • Music $6,000
  • Photo $5,000
  • Flowers $4,000
150

Example inputs, not quotes: catering $85 a guest, the rest fixed. The planner has 29 lines you fill with your own numbers. Plan yours

Tuition

$345,220

One child who is 3 today, through 12th grade.

  • Early childhood
  • Elementary
  • High school, boarding

Illustration with the planner's baseline: 4% tuition inflation, 12% scholarship, $6,500 a year dorm and travel in high school. Run your family

The cost of waiting

Same $300 a month, to 65. One starts at 25, one at 35.

$617,284

less at 65 for starting ten years later. The ten skipped years were only $36,000 of contributions.

Illustration only. $300 a month, 8.5% a year compounded annually (the Wealth timeline's moderate profile), contributions made yearly, to age 65. Returns are not guaranteed and can be negative. Try your own

Bar chart: $300 a month from 25 grows to $1,064,457 at 65. The same $300 a month from 35 grows to $447,173. Waiting ten years leaves $617,284 less.

Plain English. No jargon.

All 29 guides
Investing · 7 min read The compound effect: how small choices create massive results Why $300 a month at 25 can outrun $900 a month at 45, and how to start the habit this week.

Five steps, in order.

  1. 1Build a budgetKnow where every dollar goes, maaser first.
  2. 2Build an emergency fundThree to six months, so surprises stay small.
  3. 3Understand creditA strong score makes every loan cheaper.
  4. 4Start investingLet time do the heavy lifting.
  5. 5Give with a planMaaser as a line item, not an afterthought.

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